Frustrated by Bank Delays? We Help You Access Your Home’s Equity Without the Runaround.
- Good And Bad Credit Scores
- Power of Sale Matters
- Employed or Job Loss
- Mortgage Arrears
- Pension & Disability Income
- Self Employed Income
- Unemployed Status
- Property Tax Arrears
BENEFIT FROM OUR STRAIGHTFORWARD OPTIONS FOR YOUR BORROWING NEEDS. GIVE US A CALL TODAY.
WHAT OUR CUSTOMERS SAY
A HOME EQUITY LINE OF CREDIT AT THE BEST RATES.
Google Reviews
From start to finish, this was the best experience we had with a private mortgage refinance. We are now with a bank and could not be happier. I recommend you to everyone.
Very happy with the professionalism and service provided. In my opinion, this is the best mortgage refinance outfit I have found.
Best mortgage broker I have spoken with. I needed assistance with a complicated mortgage refinance and he got it done. Keep on Keeping on Victor.
Victor is perhaps the easier mortgage broker I have worked with. I always got a call back in an hour, or an email response. He is a one stop shop for everything mortgage. Call him if you need mortgages assistance.
Victor, thank you for everything. You got us the best terms on our private mortgage and we called around. Cheers.
Thank you for not making us suffer through the paperwork lol, Working with Victor & Michael was a pleasure
A big thanks to Michael for his knowledge and commitment. Completely five stars!
Victor's commitment to locating the greatest mortgage choice was clear. I heartily endorse Bestrefinance.ca for their first-rate assistance.
Michael and his colleagues are great professionals. They went above and above by taking the time to comprehend my demands. Strongly recommended!
Victor, we got the other private lender paid and things are well.Thanks again.
I will recommend for sure.This Mississauga-based mortgage brokers was professional, responsive, and truly cared about finding the best solution for me.
Bravo to Victor for taking a customized strategy. The first place to go for anyone looking for a mortgage in Mississauga is Bestrefinance.ca.
Totally delighted with Bestrefinance.ca's service! The procedure was easy and stress-free thanks to Victor.I heartily suggest these Mississauga mortgage brokers!
Victor treated me like a valued client because of his individualized approach. My first choice for mortgage solutions in Mississauga is Bestrefinance.ca.I appreciate your wonderful service.
Very impressed. The service was very personable and worked around my schedule.Grear broker
Outstanding assistance from Bestrefinance.ca! Michael made the entire procedure simple and uncomplicated.I'm overjoyed with the result!
Michael's proficiency and meticulousness far beyond all anticipations.The greatest option for mortgage solutions in Mississauga is Bestrefinance.ca!
Excellent assistance provided by Bestrefinance.ca. In order to get me the best mortgage rate, Victor went above and beyond.I am pleased with how everything turned out!
very helpful. We did not understand our options and now we have our payments manageable on our mortgage. Thanks
Many thanks to Michael for his wonderful assistance. The mortgage refinance process was made simple by Bestrefinance.ca. Strongly Recommended!
5 stars! Their mortgage brokers went above and beyond to secure me a fantastic rate on our private mortgage. Thanks
Totally delighted with Bestrefinance.ca's service! The procedure was easy and stress-free thanks to Victor.I heartily suggest these Mississauga mortgage brokers!
Victor's knowledge and attentive manner really made a difference. The greatest option for mortgage solutions in Mississauga is bestrefinance.ca.Strongly advised!
Excellent and seamless assistance from Bestrefinance.ca. The mortgage procedure was a breeze thanks to Michael and the team. Extremely happy with their level of professionalism!
I heartily endorse Bestrefinance.ca for their exceptional assistance. Victor's commitment and knowledge made the mortgage application process easy.I appreciate your help.
I can't thank Michael one of the mortgage brokers at Bestrefinance.ca enough for his exceptional service.
Very happy with the home equity loan they arranged for our condo. If you need a broker, this is the one.
Thank you. Victor. You got me a great rate on our mortgage refinance. Beth wants to know when you are coming over for dinner.
Absolutely the best broker I have dealt with in the GTA. I needed a second mortgage to bridge the refinance of my home and they got it done. I'm going to use your service again.
One of the best mortgage brokers hands down! We needed financing and they arranged for it in 2 days! Highly recommend.
Victor is the best mortgage broker I've come across. He was very open with me, like a friend. He has saved me thousands of dollars in mortgage interest.
Very knowledgeable assistance for our farm refinance. We needed an equipment loan, but they did better and got the home and acreage assessed and got us the money we needed. Highly recommend.
Awesome service. This mortgage broker mississauga does what he says he will do. Top guy in my books.
I was getting nowhere with my bank and needed to get things in order to sell my home. Bestrefinance arranged a renovation loan for me that was approved in one day! Best broker I have come across, very transparent.
Having dealt with other mortgage brokers, I was happy to work with Victor. He is like speaking to an old friend. Open and not pushy. Great people to work with.
I work odd hours, shift work and they were able to get me approved and funded for my mortgage without me having to step into an office. Awesome mortgage broker!
Great mortgage broker to work with. If you are in Mississauga or GTA, give them a call. Speak with Victor.
Thank you once again. The bridge mortgage was timely and helped us purchase our new home. Pleased to have spoken with you over the month. I will not hesitate to call you in the future for any mortgage assistance.
From my first call with you I felt assured we were on the same page regarding my mortgage renewal. Great mortgage broker you are. Much success going forward.
Thank you again for speaking with me about private mortgage refinancing and lenders we may be able to work with in Mississauga. The banks here have no ability to compete with your services. Thanks for the explanation and call.
I arranged to call them on a Monday and they had us approved within 48 hours. I have yet to hear back from my banker, go figure. I would recommend this mortgage broker in Mississauga.
Better mortgage rate than I anticipated, I know the rates are going through the roof. I would recommend you as a mortgage broker near me in Mississauga, it was a fairly pain-free process getting everything together.
100% recommend to friends and anyone looking for mortgage refinancing in Mississauga. You made it very easy to deal with our mortgage renewal.
Thank you for your assistance. We did not want to renew our second mortgage with a private lender and your assistance was very helpful again. I recommend you for sure.
I would work with this broker again. He has a very good understanding of home equity loans that did not require us to break our mortgage and refinance. We saved thousands for sure.
Bestrefinance mortgage brokers are the best in Mississauga! We were able to consolidate our debt into one payment. Very satisfied with their work.“The mortgage brokers at bestrefinance are the best in Mississauga, they helped us with our mortgage refinancing and gave us a better rate than the bank. High recommendation!
Top mortgage broker in Mississauga! The reviews are a testament to this. Great job guys.“When calling around, I found that this mortgage broker was the most open to answering questions. We are in Mississauga and give him top marks”
This company is the best online mortgage broker we have found. Easy to deal with and good communication through email also. Thanks
A better mortgage broker in Mississauga, you can call and find out more as they are very professional. Good job.
I just put down $50k on my mortgage and needed funds for a bathroom renovation. My branch said no – what a joke! I called this mortgage broker and they got us a home equity loan the same day.
Very happy we found this mortgage broker in Mississauga; they have been helpful from the start and took a lot of stress off our shoulders from what we encountered with the bank m. I do recommend wholeheartedly.
Bestrefinance mortgage brokers are the best in Mississauga! We were able to consolidate our debt into one payment. Very satisfied with their work.
I was referred to your mortgage broker by a friend and am very happy with the mortgage advice on my refinance. Looking forward to working with you again in the future. Best wishes to you.
You were available at all times and returned my calls within an hour, I appreciate very much. I was very concerned about paying off our heloc, but you gave best advice. You are top mortgage broker in Mississauga for sure. We will call you again in the near future.
We needed second mortgage financing and the appraiser had undervalued our property significantly. We spoke with Victor who arranged to speak with them and straighten out the misunderstanding. This was the breaking point between being in a private mortgage and dealing with all sorts of lenders, or dealing with a bank. Very much appreciate your help in this matter.
My partner and I needed to pay out a private mortgage and needed some alternate options. Best refinance got us a better mortgage rate and product. We are located in Oakville, Ontario,
I did extensive research for my mother’s property, where she needed a private mortgage lender. Best refinance was by far the top mortgage broker in Mississauga that assisted me in getting the best mortgage rate. Will recommend.
Awesome mortgage broker for all in Mississauga! The second mortgage specialists we relied on to sell our house after renovations. Thank you, Victor.
I was dealing with a mortgage broker in Toronto who had no clue about where I lived. Victor the broker knew my street well and the community I am a part of in Mississauga. It was very heart warming to speak with them, they are just wonderful to talk with also.
I will vote for this mortgage broker as the best online. They got us out of our second mortgage and referred us into a credit union. THEY ARE THE BEST!
No nonsense brokers. We got our second refinancing for our mortgage in under a week without having to provide a dossier expected from the bank. Do yourself a favour and let these guys worry about getting the mortgage funding. Great job overall.
A Google User
01:55 18 Aug 22
Bravo to Victor for taking a customized strategy. The first place to go for anyone looking for a mortgage in Mississauga is Bestrefinance.ca. Outstanding assistance!
I went to Victor about my mortgage renewal with my bank and asked him to do better. He effectively coached me on what to say to my bank about cutting my renewal rate by over half a percentage point. I will give 5 stars but a 100 more for integrity. Thanks again.
Thanks, will refer your brokerage to my family in Toronto. Our experience with your office was positive and professional. I am in Mississauga and will call you again if I need mortgage assistance.
Having called the bank for the 10th time and not getting anywhere, I googled second mortgage in Mississauga and came across Bestrefinance. They did a great job. Call them for yourself if you need mortgage assistance.
We needed renovation mortgage and they arranged a second mortgage within days to get our project done. It was seamless and we didn’t have to provide a million documents. The house is now looking great- thanks expert mortgage broker.
This mortgage broker was recommended to me when I was given no answers by my blue bank, much better interaction and professional where mortgage refinancing is concerned. More options than one single bank. I recommend them and live near square one, Mississauga.
We were searching online for a mortgage broker in Mississauga and found Victor at Bestrefinance. We have had the best experience with him regarding our mortgage refinance and recommend him to anyone seeking mortgage related advice.
Very happy with mortgage broker who gave us better rate. I give five stars for this help.
Thank you for your mortgage assistance. You are a great mortgage broker in Mississauga city. I will call you again.
Strong 5 stars guys! You did what you said you would and my mothers property is now sold due to your second mortgage funding! The renos went smoothly and the lawyer you recommended was awesome, very pleased.
One of the better mortgage brokers I have found in Mississauga. I was not getting anywhere with my bank and called Victor. Great insights and professional. Cheers from Clarkson/
Victor was great to deal with. His mannerism and understanding of mortgages is very sound. We are in Lorne Park, Mississauga and recommend him wholeheartedly.
After searching on google for a mortgage broker in Mississauga, we came across this business that has been wonderful to deal with. I would recommend anyone seeking mortgage financing to contact them.
The mortgage approval was quick,but more importantly they gave me options and a crash course on what to expect.I called and emailed and always got a hold of someone to speak with. I was nervous about private mortgage lenders in general as I have never heard of the names or what they did. I am confident we are in a better place than last year.Will deal with these brokers again.
These brokers have the best rates by far.We needed a private lender for renovations.We were funded very fast.We are in Mississauga, Clarkson.
I first spoke with Victor and then Michael about my condo refinance near square one, Mississauga.They did a great job on getting me a good rate at the bank.Good service indeed.
Excellent service - make sure to deal with Victor. Very personable and honest.
They are very knowledgeable and honest,based on my many conversations with the mortgage broker at this company.I asked many questions and got the same answer which was a green light for me.Our home equity loan was processed in a professional manner.Being an academic, I appreciated the intelligent banter with the staff at this company.
Our family needed to move from our current home in Mississauga and these mortgage brokers dida great job on getting us money for our renovations. Do recommend.
Superior service! Victor,l am referring you to all my friends and family. You took care of everything to the point where the lawyer was only a zoom call away.Top mortgage broker services inMississauga hands down.
100% do and will recommend this mortgage broker to everyone. The service is very personal and transparent. Our family is in PortCredit Ontario.
Our debt consolidation went very smoothly with this company. I would refer this mortgage broker to all. I am in Toronto, ON.
We moved to Erin Mills a year ago and needed a Mississauga mortgage broker to assist us with refinance.They made it very easy for us. We do recommend their services. Thank you.
From google search I got your mortgage broker information. We needed 2nd mortgage. We are good. Thank you. We are in the Mississauga, Canada.
Victor and Michael are the best. I am at square one, and they gave me excellent advice on my condo refinance. Call them first or last, but do call.
We are very happy with our interaction with Bestrefinance mortgage in Mississauga. We do recommend.
The best options where second mortgages are concerned. I called around and this brokers rate was the best I found.
I recommend this mortgage broker! We found his transparency to be very refreshing – we are in Streetsville.
Our mortgage refinance went smoothly. Great advice from this broker in Mississauga. We are in Port credit.
Very pleased with your assistance. Our mortgage refinance on our condo in Toronto went smoothly, better than our banks previous attempt. Professional service all the way.
I deal with a previous mortgage broker at a bank and I never got a straight answer. Victor on the other hand was very transparent. He talked to me like a friend and was always willing to put things in writing – this spoke volumes to me. I do and will recommend him in Mississauga.
Thank you for your assistance and follow up through the process. Mortgage broker Victor always returned my calls same day and explained the mortgage process in easy-to-understand terms. I must say I am more knowledgeable about mortgages than perhaps my bank ha!
Very pleased with your assistance. Our mortgage refinance on our condo in Toronto went smoothly, better than our banks previous attempt. Professional service all the way.
best advice and solutions when anybody need solution for their debt consolidation and 2nd mortgage needs. Victor resoved our second mortgage needs with very effective and low rate solution. thanks for your help
When the bank failed to get back to me. I called Bestrefinance mortgage broker and found out why. Thanks for being honest about your second mortgage options. I appreciate your professionalism.
After shopping around. I found your service on google. You are the best option for our mortgage and we are pleased to deal with you. Thank you again to you and your staff.
We live in Mississauga and recommend this mortgage broker. Very detailed and helpful in explaining all options. Excellent customer service for sure.
I would like to thank victor for helping me with the refinancing of my mortgage. He went above and beyond. he was very helpful and knowledgeable and I appreciate all the hard work
I had a great experience with victor! He did not display any pushy sales tactics. After reviewing my renewal situation he actually advised me to keep my mortgage with my current lender as it would be the best outcome. This kind of honesty was greatly appreciated and hard to find!
I found your broker services very helpful and knowledgeable. I spoke with the bank on a number of occasions and they could not answer any of my questions. I am grateful for your honesty and the options provided for refinancing my mortgage.
Very happy with the results with the home line of credit approval. The rate was better than what we were quoted from other brokers. We are in Port Credit.
Great mortgage broker service in Mississauga. We are located near square one and had better luck with them then our own bank.
We had an urgent request to help refinance our home and help correct some debt we had. He was very quick with responses and offered a deal that was easy and worked out great. Everything happened very quickly and without issues. We would recommend his services!
I want to thank you for taking the time to review my mortgage and give me the right advice on how to refinance my mortgage. I never knew there were other options of borrowing on our home and we very much needed the line of credit you mentioned. I know you have banking background, but the bank representatives never gave us all our options. You are very honest. God bless.
We called around and spoke with multiple brokers and could not get a reasonable explanation on rates for our mortgage refinance. So last week, we called Vic and had a half hour conference call with him where he laid out our options in detail. I was surprised how simple it was! In fact he even gave us tips on how to re-negotiate our mortgage with our current bank! Wowy! I rate this guy as one of the top mortgage broker outfits in Toronto.
You Own a Home. You Have Options.
If you’re a homeowner in Toronto or the surrounding GTA, you’ve likely experienced the frustration of navigating the traditional mortgage system.
You’ve gathered all your documents.
You’ve waited weeks for answers.
And then—more paperwork. More delays. More red tape.
At BestRefinance.ca, we believe there’s a better way.
We help homeowners access the equity in their property—quickly, professionally, and without the bank runaround.
Why Private Lending? Why Now?
Homeownership isn’t just about where you live—it’s about what you’ve built.
And when you’ve built up equity in your home, you should be able to use it. That’s what private lending is all about.
🔓 Unlocking your home’s value means:
- Funding a renovation
- Consolidating high-interest debt
- Paying off CRA obligations
- Helping a family member
- Managing temporary income changes
- Or just taking back control of your finances
Our private lending solutions give you access to capital when banks say no—without jumping through hoops.
Who This is For
- ✅ Homeowners in Toronto or the GTA
- ✅ Individuals who were delayed or denied by a traditional lender
- ✅ People who are equity-rich but paper-poor
- ✅ Investors needing quick financing
- ✅ Homeowners looking to refinance or consolidate
- ✅ Borrowers needing short-term interest-only loans with exit strategies
If this sounds like you, you’re in the right place.
Why Banks Say No—and Why We Say Yes
- High credit scores
- T4 income verification
- GDS/TDS debt ratio compliance
- Long underwriting timelines
But what if you’re self-employed?
What if your income is seasonal or unprovable on paper?
What if you just need 6–12 months of breathing room?
That’s where private lending comes in.
We look at your property’s value, not just your paperwork.
We fund based on equity, not bureaucracy.
Why Choose BestRefinance.ca
🔹 1. Toronto-GTA Focused
🔹 We know your neighborhoods, your appraisers, your real estate values, and your goals. This is our market.
🔹 2. Fast Responses, No Fluff
🔹 We aim to issue quotes within 24 hours and close in days—not weeks.
🔹 3. Transparent Process
🔹 There are no surprises. We explain the rate, the fees, the term, and the options—before you commit.
🔹 4. Licensed, Trusted Broker
🔹 Victor has helped hundreds of GTA homeowners secure private mortgage funding for deals that banks wouldn’t touch.
What You Can Expect
- ✅ Step 1: Apply Online in Under 2 Minutes
- ✅ Step 2: We Review & Call You Directly
- ✅ Step 3: Get a Quote—Fast
- ✅ Step 4: Close the Deal, Get the Funds
What Our Clients Say
“The bank dragged us through months of paperwork only to decline us. Victor got us approved in under a week. We finally finished our reno and kept our house. I can’t thank him enough.” — Sandra M., Scarborough
“We had over $700,000 in equity but couldn’t show ‘income’ the way the bank wanted. BestRefinance.ca didn’t make us feel judged—they just got it done.” — Arun & Priya, Mississauga
“When other brokers said no, Victor said, ‘Let’s try something creative.’ And he came through.” — Thomas B., Vaughan
What’s the Catch?
No catch—just clarity.
Private mortgages aren’t free. But they’re flexible. They’re fast. And they’re often the only option when time and paperwork are against you.
- Loan-to-Value (LTV): Up to 80%
- Interest-only payments
- Short terms: 6 to 24 months
- Rates from 7.99% to 10.99% depending on file strength
You won’t be surprised. Everything is disclosed upfront.
Apply Now and Take Back Control
If you’re tired of the delays…
If you’re done chasing bank approvals…
If you’re ready to move forward…
You have equity. You have options. Let’s unlock it.
📝 Fill out the form now and Victor will call you personally to review your application.
Need Help or Have Questions?
Call Victor directly at 416-895-6074
or email victor@bestrefinance.ca
We’re here to help, not pressure. Let’s talk about what works for you.
🔒 Your Information is Secure
We respect your privacy. This is a no-obligation consultation, and your information will never be sold or shared.
Private Lending Made Simple. Fast. Local.
- ✅ Apply Today at BestRefinance.ca
- ✅ Call 416-895-6074
Victor Kaushal
Private Lender Ontario – Expert Mortgage
85 E Liberty St
Toronto, ON M6K 3R4
victor@bestrefinance.ca
(289) 203-7282
Marketing Inquiries:
Private Lenders Ontario – Expert
2898B Constable Rd, Mississauga, ON L5J 1W8
(289) 201-5158
As heard on
