About us

Victor Kaushal is a former financial advisor who worked on Bay street, in Canada’s prestigious financial district located in the city of Toronto, Ontario for one of Canada’s largest chartered banks. During his career with the bank, he has assisted hundreds of clients in mortgage refinancing of their primary mortgages in an attempt to provide savings and fund long-term financial goals. Using conventional methods and guidelines, that were specific to the banks lending criteria, Victor was able to assist even the most difficult cases where there seemed to be little hope.

As a licensed mortgage agent, Victor is now able to assist mortgage borrowers with options that far surpass what most banks can offer with respect to mortgage products and services. Victor was a designated financial advisor at the bank and can provide you with guidance and funding in cases where you have:

For a free, confidential and complimentary conversation regarding your circumstances and mortgage needs please contact:

victor@bestrefinance.ca
416-895-6074

20091024-SB

Our Latest Rates

Note: Rates are subject to change without notice.
  Rates
Prime Rate 2.85%
1 Year 2.29%
2 Year 2.14%
3 Year 2.20%
4 Year 2.49%
5 Year 2.59%
5 Year Variable 2.25%
5 Year High Ratio 1.80%
  • Get Approval in 24 hours!
  • Cut Monthly Payments in half!
  • Most Competitive Rates!
  • Private Funding Access!
  • Bad Credit? No Credit? No Problem!
Call Us at 416-895-6074
Quick Mortgage Request

Latest Blog Post

Testimonials

We were 6 months behind on our mortgage and the sheriff was coming in 5 days to lock us out of our home. Every other mortgage broker said NO! I can ’t believe you were able to get us a second mortgage that fast. You saved our home and I will refer everyone I know to you.

My ex—wife’s lawyer gave me 30 days to buyout her half of our house or have it put up for sale. I had no job and I was in bankruptcy. My bank manager laughed at me. I thought it was hopeless until I saw your flyer. I don ’t know how you qualified me for the mortgage. You’re a miracle worker. Thank you.

I m self—employed with bad credit related to a past business failure. My new venture was going great and I wanted to buy a home, but the bank would not qualify me for a mortgage. I didn ’t know about private lenders until I saw your flyer. Thanks for fulfilling my dream of being a homeowner.

Earning only pension income I couldn ’t keep up with my payments. The bank said that due to my age they could not give me a loan. Paying off all my debt and giving me one low monthly payment helped me save my home of 35 years. I am very much indebted to you.

The bank would not lend money on our farm unless we showed them financial statements. Since my husband passed away, my son and I were struggling to keep the farm afloat. We just needed more time. The third mortgage you got us was the miracle we needed. You believed in us and we are so grateful. Thank you.

We are EXPERTS in hard to place mortgages! Get Approved. Call Today 416-895-6074