Home Equity Loans | Mortgage Solution Providers Toronto

Home Equity Loans – Best Suited for

We partner with more than 400 Lenders, A bulk of them provide 1st, 2nd & 3rd Mortgages even with

We will find you the lowest rate!

… And we put it in writing!

Under our new EXPERT MORTGAGE “85-Alive™” Program, you simply need to possess a property with 15% equity.

We specialize in assisting clients troubled with unprovable income and bad credit. We represent OVER 400 PRIVATE LENDERS, that can provide mortgages that a bulk of other brokers cannot. These private lenders are common people like you who see a growing scope in the mortgage industry and hence prefer it over the stock market for investment purposes.

EXPERT MORTGAGE is among the numbered mortgage brokers that also own FULL-TIME IN-HOUSE COMMERCIAL AND AGRICULTURAL SPECIALIST with more than 15 years of expertise in the agricultural and commercial domain. We enable you to get the lowest possible rates and most suitable products for commercial real estate, business loans and equipment leasing. We can also enable farmers to buy more land or the latest equipment, repair of existing buildings, construction of new structures, buy quota, even if they have had a bad financial year.

Victor Kaushal holds a commendable history of providing fruitful financial solutions to clients in the financial planning world. We also believe in extending the best possible help to our clients and try our best to emancipate them from time consuming, non-sense credit application procedures, and set them free from relentlessly searching out for mortgages with the lowest interest rate throughout Canada.

The best thing is that we emphasize on minimum paperwork with maximum financial rewards for our clients. We work with credit unions, banks and trust companies in our effort to secure quality mortgages for our borrowers with cash income or bad credit scenarios. Depending on your requirements, we may be able to assist you with a first, second or even third mortgage on your current property.

In order to streamline the lengthy mortgage application process, we will personally walk you through the application process and provide custom solutions to your particular circumstance, along with answering your questions that may pertain to the lending process.

We stand out as one of the very few brokerages that commits to finding you the best rate and terms – and we put it in writing, when no one else will.

To get more details on Emergency Mortgage loans please contact:


Quick Mortgage Request

  • Get Approval in 24 hours!
  • Cut Monthly Payments in half!
  • Most Competitive Rates!
  • Private Funding Access!
  • Bad Credit? No Credit? No Problem!
Call Us at 416-895-6074

Our Latest Rates

Note: Rates are subject to change without notice.
Prime Rate3.95%
1 Year3.04%
2 Year3.29%
3 Year3.19%
4 Year3.49%
5 Year3.33%
5 Year Variable3.05%
5 Year High Ratio2.71%

Latest Blog Post


We were 6 months behind on our mortgage and the sheriff was coming in 5 days to lock us out of our home. Every other mortgage broker said NO! I can ’t believe you were able to get us a second mortgage that fast. You saved our home and I will refer everyone I know to you.

My ex—wife’s lawyer gave me 30 days to buyout her half of our house or have it put up for sale. I had no job and I was in bankruptcy. My bank manager laughed at me. I thought it was hopeless until I saw your flyer. I don ’t know how you qualified me for the mortgage. You’re a miracle worker. Thank you.

I m self—employed with bad credit related to a past business failure. My new venture was going great and I wanted to buy a home, but the bank would not qualify me for a mortgage. I didn ’t know about private lenders until I saw your flyer. Thanks for fulfilling my dream of being a homeowner.

Earning only pension income I couldn ’t keep up with my payments. The bank said that due to my age they could not give me a loan. Paying off all my debt and giving me one low monthly payment helped me save my home of 35 years. I am very much indebted to you.

The bank would not lend money on our farm unless we showed them financial statements. Since my husband passed away, my son and I were struggling to keep the farm afloat. We just needed more time. The third mortgage you got us was the miracle we needed. You believed in us and we are so grateful. Thank you.

We are EXPERTS in hard to place mortgages! Get Approved. Call Today 416-895-6074